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INVESTMENT
FUNDS THAT ONLY GO UP,
NOT DOWN.
Sellers
of financial products are plentiful…….genuine
Professional Financial Advisors are not!
- Are
you fed up with the volatility of stock markets?
- Does
your money grow every year whether stock markets go
up or down?
- Are
you achieving a consistent and decent growth rate in
your savings and capital which you will later need to
produce your income?
It
may seem obvious that successful investment not only relies
on the making of profit - but also the avoidance of loss!
If you will rely on your capital and/or regular savings
plans to eventually produce your future income then it
is vital that they grow in value each and every year.
It is not necessary to take undue risk to obtain a decent
return. The quality and age of the Insurance Company to
be used and the plan charges and costs are both important.
However, the choice of fund(s) into which money is to
be invested is the most important. There are a handful
(out of tens of thousands) of funds which are unaffected
by volatile stock markets and whose units have never gone
down in price but have only risen every year – by
around 10%.
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TAX
PLANNING
AVOID
ANNUAL BILLS FROM THE INLAND REVENUE
- After
repatriation to UK how much income will you have?
- How
much tax will you have to pay every year?
-
How can you reduce or even abolish an annual Income
Tax bill altogether?
Careful
planning can allow you to return to the UK, extract income
from your investments and pay little or no UK Income Tax
each year. The alternative is to hand over around 25% of
your income to the Inland Revenue – each and every
year. We can prepare a tax plan to show the potential amount
payable without taking any action and the potential saving
if appropriate action is taken.
Examples
include:
Annual
Gross income £ 22,676. Potential annual tax liability
£4,121 (18.2%) – reduced to zero (0%)
Annual
Gross income £ 31,326 . Potential annual tax liability
£6,116 (19.5%) – reduced to £1,127 (3.6%)
Annual
Gross income £120,763. Potential annual tax liability
£38,762 (32.1%) - reduced to zero (0%)
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WILLS
A
carefully thought out and well constructed Will can reduce
tax liability apart from being a vital tool to protect children
in the event of parental premature death. Many people are
unaware of the severe costs that can fall upon an Estate
where a solicitor or bank are involved – a charge of
7% is not unknown, 4% is common!
Please
note that our Will writing service is restricted to Wills
written under UK and Scottish law
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